By accessing or using the WanKard.com platform ("Platform") and its services ("Services"), you acknowledge and agree to adhere to the following terms and conditions ("Terms of Use"). If you disagree with any part of these terms, you must refrain from using our Platform and Services.
Age Requirement and Parental Consent
Users under the age of 18 must obtain approval from their parent(s) or legal guardian(s) who must agree to these Terms of Use and assume responsibility for the user’s actions, any charges incurred, and compliance with these terms. Without this consent, you are prohibited from accessing the Platform and using the Services.
Jurisdiction and Legal Compliance
Great Life Financing Incorporated, the proprietor of this website ("Company", "we", "us", "our"), operates from the Republic of the Philippines. This website is intended for use exclusively within the Philippines. We do not claim that the website or its content is accessible or appropriate outside of the Philippines. Users accessing the website from other locations do so by their own initiative and are responsible for compliance with local laws.
Exclusions
These Terms of Use do not extend to the Company’s mobile applications available on the Google Play Store ("WanKard.com App") or to services related to the WanKard.com App, including credit and financial services.
Website Use and Liability
We cannot guarantee that files downloaded from the internet or our website will be free from viruses or other harmful code. You are responsible for implementing safeguards and maintaining external backups for data recovery. To the maximum extent permitted by law, we are not liable for any damages arising from your use of our website or its content.
No Warranty
The website and its services are provided on an "as is" and "as available" basis without any warranties, express or implied, to the maximum extent permitted by law. We disclaim all warranties, including but not limited to, the accuracy, reliability, and availability of the website and its content.
Limitation of Liability
To the fullest extent allowed by law, the Company, its affiliates, and their respective personnel shall not be liable for any direct, indirect, or consequential damages arising from your use of the website or its content.
Indemnification
You agree to defend, indemnify, and hold harmless the Company and its affiliates against any claims or liabilities arising from your violation of these Terms of Use or misuse of the Website or its content.
Governing Law and Jurisdiction
These Terms of Use are governed by the laws of the Republic of the Philippines. Any disputes will be subject to the exclusive jurisdiction of the courts in Manila, Philippines. At our discretion, disputes may be required to undergo arbitration under the American Arbitration Association, applying Philippine laws.
Time Limit for Claims
Any claims related to these Terms of Use or the website must be filed within one (1) year after the cause of action arises.
Amendments and Waiver
No waiver of these Terms of Use by the Company shall be considered a waiver of any other terms. If any provision is deemed invalid or unenforceable, the remaining provisions remain in full effect.
Entire Agreement
These Terms of Use and our Privacy Policy constitute the entire agreement between you and the Company regarding the website.
Contact Us
For feedback or inquiries, please contact us at contact@wankard.com.